Why do you choose DBT as your business partner?
- We provide affordability and manageable loans to suit your dreams
- We provide quality business advisory services to achieve your dreams
- We provide and offer quality and most friendly service
DBT offers Business loans available for projects associated with income generating activities and the development of businesses in the following Sectors:
Fishing & Other Marine resources
- Fishing- e.g., acquisition of motorized fishing vessels, fishing gears and equipment (safety equipment)
- Other Marine Resources- e.g., harvesting/processing of bechedemer
- Aqua Farming- e.g., seaweed, giant clams and black pearl
| Purpose | Loans are available for the purchase of project costs and for working capital where such is required for existing and new income generating projects. |
| Interest rate | 9.5% |
| Term | the maximum term is normally 2 years,but can be extended to 5 years for projects involving the acquisition of new vessels and outboard motors for full time commercial fishermen. |
| Grace period | The project will be allowed a grace period of 1 months for new business and no graceperiod for existing business. |
- Commerce– e.g. retail & wholesale trading in all kinds of products
- Services e.g. shipping/customs/import-export, agents, professional & trades.
| Purpose | Loans mainly for the purchase of fixed assets and equipment but working capital requirements can also be considered if required for the operation of an income generating project. |
| Interest rate | 9.5% |
| Term | The maximum term is 5 yrs. |
| Grace period | The project will be allowed a grace period of 1 month for new business and no grace period for existing business. |